Made for Mexico · MXN · Pay periods · MSI

Your money, finally in order.

The budget that actually sticks: pay-period templates, credit cards with interest-free installments (MSI) and household expenses in one place. AI reads your bank statements and does the dirty work — no need to link your bank.

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Monerik is in private beta. Leave your email and we'll let you know when sign-ups open.

This is the actual app

This pay period's budget, live .

Household budget

2nd half · July 2026

Available

$8,420

Rent $14,500 / $14,500

Groceries $1,850 / $1,850

Subscriptions $398 / $398

Gas $620 / $800

Spotify reconciled Imported with AI

Monerik · dark theme

Bank credentials required

2 min

Your pay period, reconciled

Product

All your money. Zero spreadsheets.

The tools you already run by hand — budgets, cards, household accounts — composed as one system, with an AI that does the boring part.

Budgets

The budget that actually sticks.

Build your template once — rent, groceries, utilities — and reuse it every pay period or month. Every imported charge reconciles against its category: you see what's truly left.

Rent $14,500 / $14,500

Groceries $1,850 / $1,850

Gas $620 / $800

Subscriptions $398 / $398

AVAILABLE THIS PAY PERIOD $8,420

Import with AI

Upload your statement. AI does the rest.

PDF or Excel from any bank. Monerik extracts every transaction, categorizes it and detects your installments — you confirm and adjust anything you want.

statement_may.pdf ✓ 42 transactions

May 02 Uber Eats Restaurants AI −$285.00

May 04 Netflix Subscriptions AI −$219.00

May 07 Amazon MX Shopping AI −$649.00

Credit cards

How much to pay, and when.

Statement close, due date, this month's payment and the real impact of your installments — what matters, up front.

Nu · Morada 3 active MSI

•••• 4821

Closed Jun 28 · Pay by Jul 15

This month's payment $8,450

Shared household

Who spent what.

Assign every transaction to a household member and see the balance clearly — no more "I paid the electricity" fights.

R A This period's expenses

YOU · 62% ALE · 38%

Rent, split 50/50 · $7,250 each

Events

Expenses that aren't monthly.

Birthdays, trips, holiday dinners: their own budget, group spending and settlement at the end.

Mateo's birthday Settled

Budget $3,500

Spent across 4 people $3,180

How it works

Three steps. Two minutes per pay period.

Build your budget once

A template per pay period or month: rent, groceries, utilities, installments. Each period you reuse it and only adjust what changed.

Import your statement

Drop the PDF or Excel your bank already sends you. AI extracts, categorizes and detects installments — you confirm and adjust.

Reconcile and decide

Every charge against its category, every expense with its owner. You see what's left of the period and how much to pay on each card.

FAQ

What you're surely asking yourself.

Do I have to link my bank?

No. Monerik works with what your bank already gives you, your statement, and AI turns it into clean data. If you'd rather have it sync on its own, Pro can link your bank; in Mexico that is in beta.

Which files can I import?

PDF and Excel from practically any Mexican bank: BBVA, Banorte, Santander, Nu, Hey, Banamex, Klar and more. If a format doesn't read well, we fix it fast.

What happens to my PDFs after importing?

They're processed, the transactions are extracted, and the file is deleted from our servers. We keep the data you confirmed, not your documents.

Private beta

We'll let you know when we open.

For now, only invited people can join. Leave your email and we'll write once, when you can create your account.